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Financing for the construction industry

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4.6 / 5
159 reviews

Financing in the construction industry

Increased construction work

A growing population requires increased construction work while the industry simultaneously faces a lack of competence. Our customers use Krea to secure financing for future projects, where the funds can be repaid in advance if the capital requirement turns out to be less than expected.

Larger costs

There is a general downward pressure on prices in the construction industry. Growing demands on sustainable materials, increasing material prices and a lack of sufficient skills is deteriorating profitability. Through Krea, our customers can avoid unnecessary high financing costs.

New investment requirements

Sweden's construction sector currently accounts for about 11% of Sweden's GDP and employs around 350,000 people in the country. Increased demands on digitization and automation require investments in new machines and equipment.

Tailored financing solutions for construction businesses

Up to 4 million SEK

  • We collaborate with the most lenders

  • Free of charge and non-binding

  • All offers within 1 day

Invoice Discounting

  • Receive up to 99% of the invoice value

  • Free of charge and non-binding

  • All offers within 1 day

Why Krea?

Better terms

We let lenders compete for your application so that you can get the best possible terms.

Pay back early

Many of our lenders offers early settlement on the loan - free of charge.


Manage the whole process digitally or receive customised help from one of our advisors.

We have helped many construction companies

Svenska Takelement AB

We recently built a factory where we will manufacture roof elements and have just started the production. We needed to add liquidity that we will use to purchase materials in order to continue production and finish the orders that we already have. We needed a quick and easy solution which Krea helped us with.

Matilda Wener Petersen, Chief Financial Officer
BTB Tak och Bygg AB

We first applied to our primary bank but the process was far too long and was extremely complicated. Searched for alternatives and found Krea. Seemed serious and focused on entrepreneurs so thought I would test it.

Our problem was that a supplier to us had delays, which in turn led to us not being able to invoice our customers, and we had a month with many outstanding receivables that had not yet been paid.

We were in urgent need of liquidity this month and Krea solved it really well! Highly recommended.

Ander Holmberger, CEO
Hammarstrands Bygg

Completed a contract at the same time as we had a start-up of three new ones, which meant that we ended up in a situation where we needed capital to maintain liquidity.

At Krea, I got in good contact with the lenders, and it went much faster than at my bank. Flexible when you have a lot to do and do not have a lot of time to spend on other things.

Joakim Nilsson, CEO
Team MH Bygg i Örebro AB

Made the application to invest in the company through the purchase of software for our machines. Via Krea, the process was quick and smooth, much easier than applying through the bank.

Good that the whole process is digital so you do not have to take time off to meet your bank. Now we can accelerate despite the crisis and grow the business.

Markus Hautamäki, CEO

Sweden's most satisfied customers

4.6 / 5
159 reviews

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