Utmärkt 4.6 / 5

What collateral is required to get a business loan?

The following securities are possible collateral for a business loan:

  • Personal guarantee
  • Parent company guarantee
  • Company mortgage
  • Property mortgage
  • Share pledge
  • Pledge of invoices

For business loans up to SEK 1 million, it is usually sufficient for one or more people on the board to enter into a guarantee commitment. For larger amounts, the bank usually requires additional collateral (such as the parent company guarantee and/or company mortgage).