Is only one UC credit check registered when I apply for financing?

When you apply for financing through Krea, only one (1) UC credit report is taken on your individual company. We do not collect any additional information about you as a person, as UC provides the same information with a company information.

For individual companies and other forms of business (e.g. trading companies), the lenders must, according to the Credit Information Act (1973:1173), send information to you as the owner that they have received the same information. However, this information is NOT counted as a separate request and thus does not affect your credit rating.