Utmärkt 4.6 / 5

Financing for the retail industry

  • Service free of charge
  • Offers within 1 day
  • More than 2 500 satisfied retail customers
The service is free of charge.How come?
Utmärkt 4.6 / 5
267 omdömen

Financing in the retail industry

Financing in the retail industry

Worsened payment terms

For many small and medium-sized retailers, payment terms have deteriorated. In addition, it is becoming more common for suppliers abroad to require advance payments, which can be a challenge for many companies. If your business has a fluctuating liquidity requisite, you can easily access capital through Krea.

New sales channels and e-commerce

The transition towards e-commerce and digital platforms has changed both the customer journey as well as the actors' position on the market. New sales channels require investments in both digital platforms and new processes. Krea helps both traditional retailers and new e-commerce players to gain access to capital for continued growth.

Increased sustainable demands

The increased societal demands for sustainability require major adjustments for the retail industry. New investments will be required, and the need for external financing might increase.

Tailored financing solutions for retail businesses

Business loans up to 30 million SEK

  • We collaborate with the most lenders

  • Free of charge and non-binding

  • Offers within 1 day

Invoice Discounting

  • Receive up to 99% of the invoice value

  • Free of charge and non-binding

  • Offers within 1 day

Financing up to 100 million SEK

  • Borrow up to 80% of property value

  • Flexible amortization

  • Offers within 2 days

Why Krea?

Biggest network

We compare offers from the most banks and lenders on the market. This ensures that you will find the best possible solution for your business.


You do not need to apply at 30 banks individually. We provide you with a quick overview of available financing solutions.

Flexible liquidity

Get easy access to liquidity before your next purchase e.g. for inventory.

We have helped thousands of retail companies

Mullsjö Alpin AB

We saw a decline at the end of the season due to the Corona crisis and needed to improve cash flow. Received an offer for a business loan from Krea where the application was smooth and easy and the whole process went faster than at my primary bank. It is now possible to keep up the liquidity and invest in the next season.

Erik Michael Lorenz Lindberg

SMX Sports Göteborg AB

Good tool that helps companies grow, good that you get offers from several lenders and when you need faster financing.

Henrik Lindström

Sweden's most satisfied customers

4.6 / 5
267 omdömen

Questions and answers