More small businesses are choosing to compare financing options digitally
Skriven av: Carsten Leth
Senaste uppdatering: 18 december 2025
Krea increases its market share as more small and medium-sized enterprises choose to compare financing options digitally.
Krea, the financing service for small and medium-sized enterprises, increased its volume by 60% in 2021 meanwhile the adressable loan market for SMEs declined by 2% according to Statistics Sweden (SCB). During 2021, the company facilitated nearly 300 million SEK in financing for small and medium-sized businesses through its digital financing services. This indicates that companies in Sweden are increasingly choosing to compare financing options digitally.
Krea provides small and medium-sized enterprises with access to financing through its digital financing service. The platform has expanded from offering only business loans to increasingly addressing more complex financing needs - today Krea offers solutions for business loans, invoice purchasing and commercial real estate loans.
We have extended our portfolio of services and place a strong focus on the needs of small and medium-sized enterprises. Today, we are well positioned to help with everything from smaller requests from companies seeking a quick solution to more complex needs involving financing up to 30 million SEK.
Carsten Leth, CCO at Krea
During 2021, the market experienced a rapid shift as increasingly larger companies used Krea's platform to find new financing partners.
In 2021, we began offering tailored financing advisory services for larger companies, and the largest corporate group we assisted secured 23,5 million SEK in new financing through Krea. We are investing heavily in building a service that meets the needs of small and medium-sized enterprises meanwhile giving lenders access to new, attractive customers.
Carsten Leth, CCO at Krea
» More about: All financing solutions at Krea
Source:
SCB - Financial market statistics - new and restructured business loan volumes of up to 10 million SEK.