Krea
Utmärkt 4.6 / 5
Foretagslan-Hero

Business loan | Up to 30 million

  • Better terms | We let most lenders compete for your business

  • Save time | Our advisers find the right loan for your company

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The service is free of charge.How come?
Utmärkt 4.6 / 5
307 omdömen

See how much a business loan costs per month

Use our calculator to work out an approximate monthly cost. Then start an application with Krea to get sharp offers from our banks and other lenders.

We have helped over 20 000 businesses

Vårt betyg är 4.6 av 5 baserat på 307 omdömen på Trustpilot
Everything went smoothly and well, no hassle at all, unlike the usual complications.
Andreas Eriksson
Strongly recommend! Ella helped me all the way. Great service
Sabrina Touma
The processing was quick, and it was easy to get in touch with advisors who provided excellent guidance.
Mike - Båstads Camping
Everything from advice on application design to improved conditions by linking accounting! From application to disbursement took 5 days, of which I waited about 1.5 days before choosing an offer.
Renee Nilsson
Very pleasant, easy to talk to, and quickly understood the situation very well
Hikmet Salihu
I received incredibly good, concrete assistance from Krea and Linus Retsloff, who demonstrated various possibilities for the company to borrow and how Krea currently collaborates with several key players, including EU loans.
Fredrika Berghult
Fast and excellent service! Good feedback, both via email and from customer service. Better than many similar companies! Highly recommended.
Hans Forsslund
Easy-to-navigate site, with many good suggestions and friendly customer service. Good feedback
Andreas Kullinger
Thanks for an engaged and well-handled process in my search for the most suitable financing for my company.
B-O Torpestad
Professional treatment. Good follow-up. Can definitely recommend Krea
Andrea Larsdotter
Great service Knowledgeable staff Assisted us in the best way
Thomas Gustafsson

How you get better terms on business loans with Krea

Let banks compete

A selection of the 30 banks and other lenders that compete for your business

DBT - Logo
Qred - Foretagslan - SVG - Logo
Svea - Foretagslan - Logo
Marginalen Bank - Logo
Froda företagslån
Capcito - Foretagslan - Logo

Krea exposes most banks and other lenders to competition on the market

Best terms guaranteed

Villkorsgaranti-Foretagslan

You always get the same or better terms with Krea as with any lender.

How?

How we save time for you

Krea does the work for you throughout the entire process

You get a personal advisor

When you start an application, you will be assigned an advisor dedicated to your business. The adviser's task is to ensure that you get the best terms possible.

Krea optimizes your application

We recommend how to improve your application. Based on 20,000 previous customers, we know how to get the best terms.

Part of Krea's team of advisors

Ella Almstedt - Foretagsradgivare

Ella Almstedt

Advisor

ella.almstedt@krea.se
Kim Sundgren - Foretagsradgivare

Kim Sundgren

Head of Advisory

kim.sundgren@krea.se

Get an initial assessment of available financing solutions

See your company’s credit limit. You get an answer immediately, without a credit check.

3 steps to the right business loan

1
Tell us about your company and your financing needs
Foretagslan - Process - Step 1

Tell us about your company and your financing needs

Create the application yourself or book an appointment with one of our advisors free of charge.

How long does an application take?
2
We optimize your application
Foretagslan - Process - Step 2

We optimize your application

We ensure that your company is presented in the best possible way. Only 1 credit check is being registered on your business.

How?
3
We help you choose the best offer
business loan- Process - Step 5

We help you choose the best offer

Sign the agreement and get the money paid out. Usually within 1-10 days.

Since 2018, we have helped more than 20 000 companies find better terms and take their business to the next level. Read more about Krea.

SEK 1.7 billion

mediated volume to Swedish companies

Small business owners trust us

We have made dreams possible and helped with challenges
Will Brand
Will Brand AB

Will Brand AB

  • Trade
  • Revenue: 5-10m
  • Loan: 0.5m

We are growing faster than expected, and our business webshop (www.willbrand.se) needed an uplift, while we also needed to prepay the production for two significant fall projects.

At Krea, it surprisingly works quickly, and you receive a pleasant and good treatment from their service personnel. The process was significantly smoother compared to the old-fashioned 'banking world'."

Pierre Gasslander, CEO

The Italian Cousins - Fotograf Mattias Hamren-5

The Italian Cousins

  • Restaurant
  • Revenue: 15-20m
  • Loan: 2-3m

We are embarking on a major expansion, opening two new restaurants. Krea's advisors helped us find the right financing, allowing us to focus on the expansion. It was time-efficient, and by having Krea compete with different banks, we also ensured favorable terms for the new financing.

Enrico Artoni, Founder

Saltö Marin finansiering
Saltö Marin AB

Saltö Marin AB

  • Real estate
  • Revenue: 10-15m
  • Loan: 5-10m

I found it to be a good way to compare different terms, especially now when major banks are not as interested. The process through Krea is significantly faster and saves time compared to going directly to the bank.

Mats Lindqvist, CEO

Kim - Portrait (Green)

Do you want to get an estimate of how much you can borrow first?

You can see your company's credit capacity through our loan indicator.
You will receive an answer immediately, without credit check.

What is required to get a business loan?

Lenders base their credit assessment mainly on three aspects.

Purpose - is it clear what the loan is to be used for.

Repayment capacity - how will the company repay the loan.

Collateral - what collateral is available in case the company cannot repay the loan.

Foretagsleasing-Hero

Formal requirements to get a business loan

1

You must be a signatory within the company, for example CEO or board member.

2

The company must be registered and active in Sweden.

3

There must be a registered beneficial owner.

4

The company should have been active for at least three months (this is seen as beneficial).

5

The company must have a certain corporate form (Limited company, Sole proprietorship, Trading company).

Is a business loan the right option for my business?

Before you apply for a business loan, it is good to investigate whether a loan is the right option for your business. The business loan can be used, for example, to repay existing debts, or to finance growth.

You should never take a loan to the company if you do not believe that the business has the ability to repay the loan.

The Italian Cousins - Fotograf Mattias Hamren-5

A business loan may be right if:

You buy in goods or assets that create long-term value in the company

You want to grow strongly and make new investments

You buy in objects that you use in the operation of the business

You have varying sales during the year and need temporary liquidity

A business loan is not right if:

You do not have a clear need

You do not have the repayment capacity to pay interest and amortization

Common questions about business loans