What property types can you finance?
A real estate loan can be used for the vast majority of property types:
Loans for premises and warehouses: Do you need part of a property for your main business? It can be a premises to open a shop or restaurant; purchase of business and office premises to be able to open an office; or a warehouse as part of its distribution chain.
Loans for rental apartments: Many developers take out short-term real estate loans while building new rental properties. These are refinanced into a down payment when construction is complete.
Loans for industrial property: Many industrial companies own, rather than rent, the property in which they conduct their business. This has the advantage that you get a better return on possible renovations and costs can be lower in the long run than renting a non-adapted property.
Loans for forestry and agricultural property: A business loan for the purchase of land or a farm property is also called a property loan. As these investments have a permanent value, they can also be used as collateral in the loan. The majority of the value can be mortgaged (up to 80% of the property's value with some banks).
And also other properties such as:
- Loans for commercial properties
- Loans for condominiums
- Loans for workshops
- Loans for land acquisition