Terms & Conditions

It is important to us that you feel safe when you use Krea to find funding for your business. Therefore, we are providing all the information about our Service and Conditions as transparently as possible. If you have further questions, please do not hesitate to get in touch with our customer support team.

1. Information about Krea Technology AB

Krea Technology AB with organization number 559173-2895 ("Krea Technology") is a broker of business financing ("the Service"). The company has approved registration with the Financial Supervisory Authority in Sweden.

For more information about Krea Technology, you can contact the Swedish Companies Registration Office. Telephone: 0771-670 670, or e-mail: bolagsverket@bolagsverket.se.

By creating an application through Krea Technology, you can compare financing offers and conditions offered to you from lenders and factoring companies we work with. You are never bound to accept any of the offers you are provided through the platform and you can always end the comparison whenever you want.

2. Credit information

When you create an application by using our service, a credit report is made on the company applying at UC AB. In addition, a credit report is made on you as a business owner if you state yourself as a guarantor and on potential co-applicants. Subsequently, the lenders who cooperate with Krea Technology can for a limited time order a credit report about you without it being registered as a new credit report. To be clear, this means that the lenders will take part of the same credit report that we ordered from you during the initialization of the loan application.

By submitting information about yourself or a co-applicant to Krea Technology, you accept Krea Technology's terms and conditions and at the same time ensure that the information provided is correct and that you have the required approval for the information you provide about a co-applicant.

3. Personal data processing

Krea Technology is responsible for the personal data and for processing personal data in accordance with applicable data protection regulations. Read more in our Privacy Policy.

4. Marketing and Product development

We use cookies to make our service work and to improve your experience. We also share data with our advertising partners. If you want to adjust what information is shared and how, you can read more about it in our Cookie Policy.

Krea may also save your data in order to direct marketing via telephone or e-mail to you. You can opt out of this at any time by contacting our Customer Service.

5. Amendments, law, contact and dispute

We reserve the right to change and update these general terms and conditions. We notify you of this by publishing the updated version on the website and/or in our privacy policy.

If you are not satisfied with our treatment or believe that we have made a mistake, you can submit your complaint to kundservice@krea.se. You can also make a complaint directly to the Swedish Consumer Agency or the Financial Supervisory Authority.